Privacy Policy

The short version

Bank of Dad is a ledger. It records balances you type in. It does not connect to any bank, does not move money, and does not ask for financial account details. We do not sell personal information.

Information we collect

From you, the parent, when you create an account:

• Your name and email address
• A password, stored only as a salted hash — we cannot read it

Information you enter about your children:

• First name or nickname, and date of birth (used to display age)
• Account balances, interest rates, and transaction notes you write

Children do not create accounts. A parent or guardian sets up each child's profile and chooses how much to provide — a nickname works as well as a real name. With that parent's permission, a child can sign in with a PIN the parent sets, to check balances and use the features the parent turns on, such as marking a chore done. With Premium, a child can add a photo as proof of a finished chore. Anything a child adds stays in the parent's account, where the parent can see it.

If a family signs up through a parent's invite link, we store which parent account invited them so we can apply the free month of Premium to both parent accounts. The record is only about parent accounts, nothing in it comes from a child, and it lasts only while those accounts exist: deleting the invited family deletes it, and deleting the inviting parent clears which account invited the other family.

Collected automatically:

• Standard analytics via Google Analytics — pages visited, approximate region, device and browser type. This is aggregate traffic data, not tied to your child's records.
• Server logs including IP address, kept for security and debugging.
• Error reports from the app, sent to a service we run ourselves, so we can find and fix bugs.
• In the mobile apps, a push notification device token, so we can send the alerts you turned on. Signing out or deleting the account removes it.

How we use it

To run the service: authenticating you, storing your family's balances, applying the interest rates you configure, and sending account-related email such as password resets. We do not send marketing email unless you ask for it.

Advertising

Pages on this site may display third-party advertising. Ad providers may use cookies or similar technologies to measure and serve ads. Advertising is shown only on public pages such as guides and calculators — never inside your family's account area, and never targeted using anything you have entered about your children.

You can opt out of personalised advertising from Google at Google Ads Settings.

Who we share it with

Nobody, other than the infrastructure providers needed to run the site (hosting, analytics, and email delivery through Brevo). We do not sell or rent personal information. We will disclose information only if legally required to do so. If you invite someone into your family, such as a co-parent or a viewer, they can see your family's information in the app.

Stripe processes payments for Premium. We never see your card number and do not store it. We keep only a Stripe customer ID and subscription ID so we can show and manage your plan.

How long we keep it

For as long as your account exists. When you ask us to delete your account, everyone is signed out right away and a 30-day window starts. If you sign back in during those 30 days, the account is restored. After 30 days every record of your family is permanently deleted, including your children's accounts, transactions, notifications, investing activity and devices. Copies in our nightly backups roll off within 30 more days.

Your choices

• You can view and edit everything in your account at any time.
• You can delete individual child accounts.
• Delete your family's account in Account settings, or email us and we will do it for you.
• You can request a copy of your data by emailing us.
• Blocking cookies in your browser will stop analytics; the app itself uses browser storage to keep you signed in and needs that to work.

Children's privacy

Kids never sign up themselves. A parent creates and owns the account, and is the account holder for every child profile in it.

This service is directed at parents and guardians, not at children. We do not knowingly allow anyone under 13 to create an account. Kids under 13 use Bank of Dad only under a parent's account and with that parent's permission. Information about a child is entered by the parent or added by the child inside the parent's account, and the parent can delete it or ask us to delete it at any time.

Mobile apps

The Bank of Dad mobile apps collect no tracking or advertising data and use no third-party analytics SDKs. Push notifications are delivered through Apple and Google.

Security

Traffic is served over HTTPS and passwords are stored hashed. No system is perfectly secure, so please use a unique password. Because the app holds no real money and no financial account details, the consequences of a compromise are limited by design.

Changes

If this policy changes materially we will update the date above and note the change on the site.

Contact

Questions about privacy or a data request: [email protected].