Built by a dad, for his own kids.Any parent or guardian can run the bank. The fine print, kept in the books:
- Price to run your bank
- Free
- Real money moved
- $0.00
- Bank link or card needed
- None
You’re the bank. They’re the customer.
Three things your kids learn by doing, with you in charge of the rules.
- 1You set the rules
Pick the interest rate, the chores and the allowance.
- 2They do and save
Kids tap “I did it!” and watch their money grow.
- 3You approve, it pays
One tap from you moves the money, and you can undo it if you slip.
You pay the interest.
Pick a rate. Every week their balance grows, and they see why waiting beats spending.
$85.54 × 1% = +$0.86, paid by youChores that pay.
They tap “I did it!” You stamp it. The money moves.
Feed the dogWaiting for your OK$1.00
Goals worth saving for.
Pick a new bike. Watch the trail to $150 fill up.
58% thereAllowance on autopilot.
Little ones split it into Spend, Save and Give jars. Big kids get a real-feeling balance.
Every Friday, 5:00 pmGrows up with your kid
One account, and an app that changes as your child grows. You choose the mode for each kid and can move them up any time.
Ages 5-8
Coin Jar
Big, friendly and easy to read, built around three jars.
- Spend, save and give jars, plus one big goal
- Picture chores, with read-aloud support
- "Your coins grew" interest and a sticker book
Ages 9-13
Explorer
Goals, chores and history, with the numbers on show.
- Pots and goals with progress and dates
- Chores with grown-up approval, and badges
- Full history with filters, and the interest rate and schedule
Ages 14-17
Pro
A compact, table-first view for teens managing their own money.
- Overview with accounts and earnings tables
- Searchable history with CSV export
- Achievements, and transfers with after-balances
Grown-ups pick each child's mode, suggested from their birthday, and can fine-tune single features. Moving up keeps all the money, history and badges.
Get started free Every cent goes in the books.
Interest isn’t magic here. Kids can read the math, and you can check it too. Every payout is written down, the way a real bank would do it.
balance × rate = interestBANK OF DAD · INTEREST RECEIPT
Maya · Fri, Oct 30
Balance$85.54
Weekly rate× 1.0%
Interest paid+$0.86
New balance$86.40
Paid by Dad
Guides and calculators for parents
No sign-up required. Work out an allowance, model what interest does to a balance, or read how other families run this.
Read all guides →Questions parents ask first.
Is real money involved?
No. It’s a pretend bank. Balances live in the app, and you decide when a reward turns into something real.
Do I need a bank account or card?
No bank link, ever. The free bank has no payment step at all. Premium is optional, $2.99 a month.
What ages is it for?
Coin Jar mode is made for ages 5 to 8, Explorer for 9 to 13 and Pro from 14. Each kid gets their own look.
