Free and Premium
The family ledger stays free. Premium adds a few extras for the grown-up running it. Nothing you already use moves behind a paywall, and a child's balance and history are never locked.
Free
- One account per child: balances, deposits, withdrawals, and history.
- Interest you choose, applied on the schedule you set.
- Savings pots and goals, allowance, and a split into Spend, Save, Give, and Invest.
- Chores with approval and payout. Badges, challenges, and a wish list.
- Age modes from about 5 to 17, including history search and a history download in Pro.
- A parent savings match, lessons, coaching, gift notes, and a simulated investing practice.
Premium
- Reports: a month or a year at a glance, a printable statement, and a spreadsheet for each child.
- Avatars, color themes, and certificates.
- Tiered interest, and a bonus for each interest period with no withdrawals.
- Family sharing: another grown-up, or a read-only viewer.
- Chore Pro: rotations, photo proof, auto-approve, and missed-chore penalties.
- A reward store children buy from with their spending money.
- Custom money names, such as stars or points.
- A monthly statement email.
Premium is $2.99 a month or $24.99 a year.
The first time, you get a 14-day free trial. A card is required to start it. Cancel before the trial ends and you won't be charged.